Bailiffs do not take the TV! - Parliamentary newspaper

Today in sight Federal Bailiff are more than two million Russians in debt on housing and utility payments 41 billion rubles. Annually communal fault of defaulters lose an amount of twice as much, so if your apartment on the doorstep there are people in the form of means, while persuasion and threats over. Prepare to parting with your favorite TV or laptop.

Seizure of property of the debtor – a measure effective, but not effective. Easy and simple to collect the debt from citizens receiving at least some income. But what about those who are struggling to make ends meet: valuable assets they have no prospects to get out of debt funnel – too. Typically, when the bailiffs come, they have little left.

«Last year, we closed more than half of the executive proceedings in relation to the lack of debtors or their property,” – said the press center “Parliamentary newspaper” Deputy Director of the Federal Bailiff Service – Deputy Chief Bailiff of the Russian Federation Tatiana Ignatieff.

Ignatevoj According to Tatiana, her subordinates in these conditions have to deal with improper tasks. For several years, the territorial bodies of the bailiffs enter into agreements with employment centers, trying to employ lost their jobs and, therefore, revenue defaulters. If there is no suitable vacancies or qualifications of the ward are not enough, its people are registered as unemployed. Half of the amount due to him monthly benefit will go to debt repayment.

According FSSP, last year in various employment services of the country was able to “attach” 15,000 debtors, 38 percent of whom have found a new job. There were cases when police officers helped elderly debtors to issue pension restore eligible for grants to persons who find themselves in difficult situations.

But forced to help people lead an antisocial lifestyle, you can not. And there are, alas, about 15 percent of debtors. Their only capital – it is flat, but if it is the only shelter owner, then pick it will not work.

This is a temporary difficulty calmed bailiffs chairman of the State Duma Committee on Housing Policy and Housing and Communal Services Galina Khovanskaya. Its proposed amendments to the Code of Civil Procedure allow the courts to deprive the owner of property only for the debts and put it up for sale. True, provided that the proceeds will be enough to pay the bills and buy an apartment modest.

Gennady Melnik

What can bailiffs

– Debit money from the bank accounts of the debtor.

– to collect the debt from the salary and other periodic income indebted owner of the apartment. This applies to all adult family members registered in the apartment, and each of them issued a writ of execution.

– Arrest and sell assets, provided that the debt is not less than three thousand.

– Prohibit residents traveling abroad, have accumulated at least 10,000 rubles of debt.

What can you do for yourself

– Conclude with a management company agreement on debt repayment in installments.

– apply to the body local government for the provision of subsidies for housing and communal services. Even if you have accumulated a decent debt, you are obliged to help, but, again, subject to agreement with the management company. This is guaranteed in the Housing Code in 2005, but people do not know.